SureCash is a product of One Rectangle Limited. SureCash is not a lender and is not currently authorised or regulated by the Financial Conduct Authority (FCA) yet. Credit is provided by Fint Limited, not by SureCash or One Rectangle Limited.
Our commitment
SureCash exists to make access to fair credit clearer and simpler. We are not a lender. All lending decisions, affordability assessments, and loan servicing are carried out by Fint Limited in line with applicable consumer credit requirements.
We will never encourage you to borrow more than you need or can afford to repay.
Affordability and creditworthiness
Before any loan is offered, Fint assesses whether the credit is affordable for you. This includes reviewing your income, essential expenditure, and existing financial commitments. Where Open Banking is used, transaction data helps build a clearer picture than a credit score alone.
Interest rates are determined by the underwriting engine based on your individual risk profile, not by marketing tiers on our website. Representative APR 39.9% variable; your actual rate may differ.
One personal loan product
We offer a single personal loan. Whether your need is planned or unexpected, the same responsible standards apply. Please borrow only what you need and consider how repayments fit your budget over the full term.
Vulnerable customers
We recognise that some customers may be in vulnerable circumstances, including those with low financial literacy, health issues, bereavement, or temporary income disruption. Our team is trained to treat all customers fairly and with empathy.
If you are struggling, contact us or Fint Limited as soon as possible. Early communication helps find workable solutions before problems escalate.
Warning: debt can grow
Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.
Only borrow if you are confident you can meet every scheduled repayment. Missing payments may affect your credit file and result in additional charges under your credit agreement.
Free debt advice
If you are worried about money, these organisations offer free, impartial help:
Workplace financial wellbeing
We work with employers who wish to offer personal loans as a financial wellbeing benefit for verified employees. Employer partnerships may support fairer outcomes through verified employment data, subject to Fint Limited's approval and commercial terms.
Questions
Read our complaints procedure or email hello@surecash.co.uk.